Bad Credit Car Loans With No Deposit Required
Why wait weeks? Leave your worries with us and drive away today

Why Harley Finance?

  • Deal with a person with 25 years bad credit finance experience
  • Deal with a company that specialises in bad credit finance
  • Our company’s owner handles or oversees all applications
  • Current and paid defaults? we want to help
  • Ex bankrupt? we want to help
  • No credit history? we want to help
  • We can count your pension income to prove you can afford a loan
  • pick your own car or we can help you find a car if you wish
  • We have access to a good number of reputable Australian lenders
  • Flexible structure & terms
  • We’ll talk to you when it suits you
  • We do this every day – obligation free!

Check Out The Video
to See How We Can Help You

Don’t be discouraged by past bad credit problems. At Harley Finance, we think you deserve a second chance.

Call us on 1300 859 890 and start applying today!

  • Apply Now
  • Compared to our competitors we get a high percentage of loans approved
    (Our staff are here to help)
Good day Andy, this is to say how much I appreciate the effort you’ve made to secure a loan that was hard to find and I sincerely want to say thank you from the bottom of my heart without any reservations. God richly bless you and your family and business.
Joe, Parramatta
(the client’s full name is withheld due to our privacy policy)
I would like to thank you Phillip at Harley finance for someone who gave us a second chance we have had bad luck but you have helped us thank you very much I appreciate everything you have done for us.
Rita D, Penrith NSW
(the client’s full name is withheld due to our privacy policy)

Want To Get Car Loans With Bad Credit, Why Not Use Harley Finance? Here Are Top 6 Benefits


No Deposit Required

We’ll give you our best effort, regardless of your credit history.


Same Day Approvals

Our application process is quick & easy. We have the systems, technology and consultants that can get your application approved fast


Experienced Consultants

Our senior consultants have 25+ years experience in bad credit car finance


Reputable Lenders

Harley Finance is an accreditated FBBA member and represents 25+ reputable lenders nationally


Compare & Save

Compare and save with Harley Finance. We at multiple lenders to get you the best deal.


No Obligation

All applications with Harley Finance are obligation free.

Credit Rating Assessment Tool – Where Do You Fit In?

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Recent Approval Examples

With more than 25 years’ experience handling bad credit car loans, bad credit truck loans and bad credit caravan loans, our consultants have seen every scenario.

We get bad credit car loans, bad credit truck loans and bad credit caravan loans approved virtually every day.
The preparation of a bad credit car loan application is far more demanding than a general car loan. For this reason our most experienced Partner oversees every bad credit application.

The financiers want to know everything about you. They are going to ask you for more information than a mainstream financier or bank. There is good news though, the bad credit car loan lenders will in many cases approve your bad credit car loan application.

A few words of caution, these lenders are going to charge you more than a bank, therefore we strongly recommend that you borrow at a lower level, as you do not want to overcommit yourself. If you default on this loan, you won’t get another for a long time.

Your approval will in many cases will come down to the knowledge and skills of your financial brokers

Sounds Good, Contact Me!

Our Partners

What Our Clients Say About Us

With Harley Finance We Make Getting Business Finance With Bad Credit History Easy

Online Application


Start your application now. It only takes a few minutes to complete

Start Your Application

Phone Application


Alternatively speaks to a finance specialist that understands your needs

Call us on 1300 859 890

About Harley Finance

Harley Finance is powered by Harley Finance – An Australian’s leading Finance Broker Business. The Principals have 30+ years, 25+ years and 10+ years’ experience. Our Knowledge and expertise has been gathered over a long period of time. We have seen the good times and the bad.

We pride ourselves as being genuine experts in our field. All our consultants are fully qualified as per A.S.I.C requirements, but more importantly genuinely want to help our clients and prospective clients get finance approvals that meet their wants and needs.

As further proof of our expertise, more than 25% of the business we write, comes from other Harley Finance who realise that our Professional Presentation’s and Knowledge and our desire to make approvals happen, is what clients are looking for.

Having access to a large quantity of Financiers and a daily working relationship with many of them, we know who the best fit for your application is.

If you are looking for your best chance of approval, call us today!

“We Keep It Simple”

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