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Easy Upgrade Finance

What is Easy Upgrade Finance?

When it's time for you to upgrade your motor vehicle, plant or equipment, Easy Upgrade Finance allows you to obtain your new finance agreement without the need for Financial Information.

Example – If you have a current finance agreement or your last agreement was finalised less than 3 months ago and the account was well conducted, you qualify for a replacement loan up to 125% of your last agreement's repayment. (Last loan payment $1000, Approval up to $1250 without need for financials).

Financing Limits
  • Trucks $500,000
  • Buses $500,000
  • Trailers $250,000
  • Earthmoving & Mining $250,000
  • Motor Vehicles $150,000
  • Other Assets On Request (e.g. aircraft, fit outs, engineering equipment)

Other Requirements

  • Goods must be like for like (e.g. motor vehicle for motor vehicle)
  • Goods can be up to 4 years old
  • Finance being replace must be well conducted
  • Must be in business a minimum of 3 years
  • Business needs to be fundamentally the same

Still not clear and want to know your chance of financial application success? Call us now on 1300 583 022 or fill out the contact form for a Free Confidential Consultation.


Phillip Gruppelaar - Senior Finance Manager

Commenced in the Finance Industry in 1988. Phillip has been a senior manager in finance businesses since the mid 1990's. This included 5 years as General Manager of one of Australia's largest and most successful Finance Brokerage Businesses. Phillip is a General Asset Finance specialist

Have questions? Live chat with Phillip!

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George Carver - Senior Finance Specialist

Commenced with National Australia Bank in the early 1970's. A Custom Credit Branch Manager by 1978.

For the last 20 years he has run Carver Financials, he joined forces with Harley Finance in 2012.George is a Truck, Equipment & Machinery Finance specialist.

Have questions? Live chat with George!

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Our Main Services: Equipment Finance Truck Finance Machinery Finance
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