Want expert help! Get a free Owner Driver Finance Consultation with us today.
A lot of information you find on the internet regarding how easy it is to obtain truck finance or owner driver finance, can be quite misleading.
This information presumes, you meet all the approval criteria of a bank or finance company. The problem is, if you met all the criteria, you wouldn’t be searching the internet for help.
At Harley Finance we specialise in assisting clients who need help.
We call it the “Blank Look”. It’s the look you get from the bank or finance company when you say “I’ve got an Owner Driver Truck Contract and I need Owner Driver Finance or Truck Finance to get started. Obviously you don’t meet all their criteria to approve your owner driver finance, truck finance or truck loan, so they have no positive feedback for you.
Why contact Harley Finance? There are seven main points any financier needs satisfied to approve owner driver finance or truck finance. You probably won’t meet some of them, so your application will need to be prepared with care and be correct in every detail. This is what we do best and we do it every day!
If you want expert help call us now on 1300 583 022 or fill out an enquiry forms.
Whether you are new in Business and need a Truck, Ute or Van to get started or you are an experienced operator, we are looking for the approval that best meets your needs.
Experienced Business, with previous or current business finance:
If you are experienced and have good current or previous finance history, we are simply trying to find you the best deal. In many cases we won’t even need to prove your income.
Experienced Business, with no previous or current business finance:
Being an experienced Business is a great benefit in obtaining an owner driver finance approval. In some cases we won’t need to prove your income. In others we will, if we can show you can afford it, again we are simply looking to find you the best deal.
People wanting to become self-employed, is in many cases dependent on you obtaining the necessary finance approval for the Goods or Vehicle they will need.
This area is where an experienced finance broker is of significant value to you.
Finance Brokers have access to multiple lenders and have the knowledge to understand which financier firstly will approve the application and also who will provide a payment that suits you.
Many factors will be considered when approving a New Business or Owner Driver Finance application. These include:
- The price of the Goods
- Do you have a contract or guaranteed work?
- What is your accommodation situation (home owner, renting, boarding etc.)?
- Have you had previous or current good finance references?
- Will you have any deposit (either trade in or cash)?
- Do you have any cash reserves to assist you if anything goes wrong (e.g. vehicle off road for extended period)?
- Have you been self-employed before in a different industry?
- Are you stable (i.e. in your current address and or previous employment for a good period of time?)
- Do you have a cash flow projection to show to business will be viable and profitable?
- Are the goods appropriate for the work you will be undertaking?
There will on occasions be other factors.
Still not clear and want to know your chance of financial application success? Book a confidential 30 min FREE consultation with us!
Here is how your FREE consultation works in 3 simple steps:
We collect detailed information on your situation in order to offer advice.
You will receive a calculation of your borrowing capacity, advice on how to structure your owner/driver loans for maximum savings and suitability for your situation – as well as the peace of mind which thorough knowledge
We advise you the next steps of the application process.
If our service does not meet your expectations, our work is obligation free
Still not clear and want to know your chance of financial application success? Call us now on 1300 583 022 or request a call back below.
We have our clients get their owner/driver finance approved successfully for the last 25 years, and we’d like to see if we can do the same for you.